White Papers Archives - Kamma; Data driven reg-tech solutions

- Driving the Retrofit Revolution
  Rate rises, government regulation, a sharp decline in new mortgage applications: the priority list for lenders may never have been longer This white paper argues why lenders must catalyse a super tipping point in customer decision making in order to deliver the UK’s retrofit revolution. The size and scale of the challenge will change the […]
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Delivering the data behind climate-related financial disclosures
Disclosing climate-related financial risk is the accounting challenge of the decade. In 2021, the UK became the first G20 member to adopt mandatory climate-related financial disclosure requirements. Now, large and listed companies must disclose how they identify, assess and manage climate-related risks and opportunities. Disclosures with poor property data leads to miscalculated emissions, mispriced assets, […]
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Resolve data poverty to combat fuel poverty
The cost of living crisis caused by soaring energy prices, high inflation and wage stagnation is affecting households all over the UK and is predicted to push millions into fuel poverty this winter. Faced with this challenge, it is vital that social housing providers maintain focus on the strategies and approaches that have made a […]
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The Next Generation of Securitisation
Property: at the centre of global events Markets are in turmoil. A single crisis as large as the war in Ukraine, the cost of energy, or the risk of climate change would be enough to unnerve investors. Dealing with all of these concurrently, supercharged by a cost of living crisis and the highest levels of […]
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Property Zero: The Path to Carbon Neutrality for UK Housing
Why have we launched this site? We believe that Net Zero can be made possible through both public and private sector financing. We believe that improving energy efficiency and decentralising electricity allows individuals to keep their bills low. We believe that a path to Property Zero: carbon neutrality for UK housing is possible by 2050. […]
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Green securitisations: Kickstarting a green lending revolution
In volume, and perhaps even in reputation, securitisations have not recovered from 2008. Complex and opaque, they became inadequately assessed and inaccurately rated, contributing to one of the largest stock market crashes in history. Yet a lot has changed since 2008 and not just on the regulatory side. Click below to unpacks these challenges. Kamma […]
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Authorities stand to gain £2.3bn from a property licensing crackdown in 2021
The property industry in 2021 is set to be more aggressively regulated than ever before. Click below to see how this will put agents at risk. Kamma puts companies back in control of their compliance through data-driven technology solutions. They mine unstructured legislative information and harness AI to de-risk markets, deliver operational efficiencies, protect reputations […]
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How can lenders make the most of their growing role in the Government’s drive to cut household emissions
In June 2019, the UK government enshrined into law a target of reaching net zero carbon emissions by 2050. With homes in the UK accounting for 22% of greenhouse gas emissions, residential energy efficiency is a vital battleground in the fight against climate change. Click below to read more about how data can support mortgage […]
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- Webinar: Kickstarting your Property Zero Strategy – Mortgage lenders
  On the 24th of February Kamma hosted a webinar for mortgage lenders and housing providers covering topic including: Watch the video to find out more…
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