For Lenders

Green Securitisations

Kickstarting a green revolution

Advances in geospatial technology remove historical market barriers to green securitisations, making it possible to harness the world's largest asset class in the fight against climate change.

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How we can help lenders

The next generation of data-driven lending

Kamma works with leaders throughout the mortgage value chain, providing unique data that slashes completion times, minimises risk and simplifies regulatory compliance.

Making the data relevant

How it works

Property regulations are diverse, complex, and ever changing. We leverage data and tech to quickly provide lenders with clear and reliable answers.

We have two products available to lenders: our full portfolio monitoring product, Kamma Sweeper and our individual property search tool, Kamma Checker.

Kamma Sweeper

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    Data collected

    We collect your portfolio data directly while our army of bots search for new information and data on a daily basis, covering official portals, press releases and industry news sources ensuring we never miss a thing.

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    Data cleaned

    Data arrives in myriad messy formats. Our system cleans and transforms these data sources into consistent patterns before incorporating them into our central database.

  • Data reconciled icon
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    Data reconciled

    As the system holds clean data on both the law and your portfolio, it can efficiently reconcile the two in real time, to examine the licensing, planning and EPC status of every property down to address level.

  • Data mapped icon
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    Data mapped

    With instant accurate information about every property in the platform available, our system maps your portfolio out across the UK to illustrate its status visually.

  • Risk rated icon
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    Risk rated

    Each property is assigned a numerical indicative priority rating according to its risk level ensuring users can immediately assess exposure and prioritise workload across the portfolio.

  • Results visualised icon
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    Results visualised

    Our platform provides aggregated dashboards to monitor progress at management level across your book and individual property views providing granular detail on licensing and planning, providing granular detail and clear prioritization on licensing, planning and energy efficiency.

Kamma Checker

  • Data collected icon
    1

    Data collected

    Our army of bots search for new information and data on a daily basis, covering official portals, press releases and industry news sources ensuring we never miss a thing.

  • Data cleaned icon
    2

    Data cleaned

    Data arrives in myriad messy formats. Our system cleans and transforms these data sources into consistent patterns before incorporating them into our central database.

  • Data reconciled icon
    3

    Data reconciled

    Your property is added at this stage and reconciled against our aggregated dataset to analyse its individual regulatory status.

  • Data mapped icon
    4

    Data mapped

    Our system maps this to provide clear information on the licensing status of its specific area.

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    Occupancy configuration analysis

    Our system provides the option to enter detailed occupancy configuration information to determine not just whether a property falls into a scheme, but exactly which licence type is required.

  • Results visualised icon
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    Results visualised

    Maps, tables and plain English explanations are available in an easily exportable format allowing detailed, granular and precise information to be added to reports in seconds bolstering your intelligence.

We leverage tech and A.I. to deliver real-time data at your fingertips from origination to completion

We know that property legislation is diverse, complex and constantly changing, our cutting-edge data provides a competitive edge that reduces the chances of arrears, delivers better lending decisions and speeds up time to completion.

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Contact us

Book a demo or get in touch

If you'd like to see the power of the Kamma platform in action, you can book a demo with us by simply clicking on the Book a Demo link at the top of the page.

Otherwise, you can get in touch with us using the form below and we will get back to you as soon as we can.

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