mortgage lenders Archives - Kamma; Data driven reg-tech solutions

- Webinar: Kickstarting your Property Zero Strategy – Mortgage lenders
  On the 24th of February Kamma hosted a webinar for mortgage lenders and housing providers covering topic including: The Path to Net Zero (or as we like to call it – Property Zero) for UK Homes New regulatory responsibilities and risks for large portfolio owners Cost-effective ways to support tenants to reduce heating bills […]
  Read more

Climate Biennial Exploratory Scenario (CBES): An Ultimate Guide for Mortgage Lenders
In May 2022, the Bank of England published its first Climate Biennial Exploratory Scenario (CBES), designed to explore how exposed banks and other financial institutions are to climate-related risk. By exploring three distinct scenarios modelled over the next 30 years, the CBES predicts how financial institutions might respond to risks and examines the potential consequences […]
Read more
4 steps to Net Zero for the UK Housing Sector – Decarbonisation of Heating
4 Steps to Net Zero for the UK Housing Sector – 4: Decarbonisation of Heating This is the fourth and final in a series of four insightful, evidence-based articles focused on steps to achieving Net Zero for the UK property sector. As a world-leading geospatial technology company and creator of the country’s most advanced dataset […]
Read more
4 steps to Net Zero for the UK Housing Sector – Decarbonisation of Electricity
3: Decarbonisation of Electricity This is the third in a series of four insightful, evidence-based articles focused on steps to achieving Net Zero for the UK property sector. As a world-leading geospatial technology company and creator of the country’s most advanced dataset on residential carbon emissions, we at Kamma have charted the legislative journey to […]
Read more

4 steps to Net Zero for the UK Housing Sector – Efficient Homes
2: Efficient Homes (Fabric First Upgrades) This is the second in a series of four insightful, evidence-based articles focused on steps to achieving Net Zero for the UK property sector. As a world-leading geospatial technology company and creator of the country’s most advanced dataset on residential carbon emissions, we at Kamma have charted the legislative […]
Read more
4 steps to Net Zero for the UK Housing Sector – Energy Efficient Devices
1: Energy Efficient Devices This marks the first in a series of four insightful, evidence-based articles focused on steps to achieving Net Zero for the UK property sector. As a world-leading geospatial technology company and creator of the country’s most advanced dataset on residential carbon emissions, we at Kamma have charted the legislative journey to […]
Read more
What is transition risk and how to manage it?
Where does the term come from? On 6th April, 2018, Mark Carney gave a speech to the International Climate Risk Conference for Supervisors in Amsterdam, Netherlands. He titled it “A Transition in Thinking and Action” and used the opportunity to define the major risks linked to climate change. The increased risks from natural disasters and […]
Read more

Missing the (SAP) point: why the debate over the link between energy efficiency and property value is flawed
Does energy efficiency impact property value? This question has been widely discussed during the past few weeks. Recent research from Halifax suggests that properties with a higher energy efficiency rating can achieve an average price premium of up to £40,000. Moving a property from band G to F will on average increase value by 3.8%. […]
Read more
A MEEStake waiting to happen
Passing on the cost of the Bill: New government policy could hand landlords a £29 billion energy efficiency cost, little support, and easy ways to avoid it The path to Net Zero for UK property demands a switch to renewable sources and a substantial increase in energy efficiency. As many properties as possible need to […]
Read more
How to be green without greenwashing
At present, the ESG investment sector is held back by a lack of accurate qualifying data and, partly because of that, a lack of clear definitions of what counts as ‘green’. This creates barriers to those seeking to tap into investor demand with green investment products, whilst those who define their own products as green […]
Read more

Is a green storm coming to the UK?
On the 4th June GlobalCapital broke the news that Kensington Mortgages had announced the UK’s first ever green Residential Mortgage-Backed Securitisation (RMBS), some five years after the world’s first launched in the Netherlands. The Dutch international cooperative bank Obvion, is a subsidiary of Rabobank – the Netherlands largest mortgage lending business, with a lending portfolio directed […]
Read more

- Webinar: Kickstarting your Property Zero Strategy – Mortgage lenders
  On the 24th of February Kamma hosted a webinar for mortgage lenders and housing providers covering topic including: The Path to Net Zero (or as we like to call it – Property Zero) for UK Homes New regulatory responsibilities and risks for large portfolio owners Cost-effective ways to support tenants to reduce heating bills […]
  Read more