In January, London’s Brunel Museum played host to Kamma’s first event of 2023: Putting Property on the Pathway to Net Zero. Despite the cold, the historic location inspired a memorable discussion between mortgage lenders and other property professionals. The focus of the evening was the role of data and partnerships in unlocking Net Zero and […]
The Kamma team met with industry experts Paul Clampin, Chris Norris and David Cox to discuss HMOs as the next growth driver for BTL lenders with topics including recent market trends, regulatory changes in the sector and how lenders can best manage risks and drive revenue in the HMO market. Watch the video to find […]
In an era of historical low interest rates, lenders have been looking to innovation to drive revenue, with the number of new BTL mortgage products on the market at an all time high. However, with so many competing products available, and in a broker-led marketplace, leading lenders have been looking to new segments to fuel […]
HMO Article 4 directions are a legal means through which a council can require property owners to obtain planning permission when converting single homes or residential properties (C3 use class) into HMOs (C4 use class). The main focus of this piece of legislation is to withdraw the rights permitted under the Town and Country Planning […]
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