mortgage lenders Archives - Kamma; Data driven reg-tech solutions

- Webinar: Kickstarting your Property Zero Strategy – Mortgage lenders
  On the 24th of February Kamma hosted a webinar for mortgage lenders and housing providers covering topic including: The Path to Net Zero (or as we like to call it – Property Zero) for UK Homes New regulatory responsibilities and risks for large portfolio owners Cost-effective ways to support tenants to reduce heating bills […]
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Climate Biennial Exploratory Scenario (CBES): An Ultimate Guide for Mortgage Lenders
In May 2022, the Bank of England published its first Climate Biennial Exploratory Scenario (CBES), designed to explore how exposed banks and other financial institutions are to climate-related risk. By exploring three distinct scenarios modelled over the next 30 years, the CBES predicts how financial institutions might respond to risks and examines the potential consequences […]
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The Next Generation of Securitisation
How data can meet investor demand for ESG credentials, educate investors and improve the efficiency of capital Property: at the centre of global events Markets are in turmoil. A single crisis as large as the war in Ukraine, the cost of energy, or the risk of climate change would be enough to unnerve investors. Dealing […]
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Kamma – Sky News’ Daily Climate Show
On Friday the 28th of January 2022, Kamma was invited to speak at Sky News’ Daily Climate Show to discuss our energy efficiency analysis of the UK housing sector. In January, we launched Property Zero: The path to carbon neutrality for UK homes, an interactive data site displaying how a lack of energy efficiency measures […]
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Property Zero: The Path to Carbon Neutrality for UK Housing
Why have we launched this site? We believe that Net Zero can be made possible through both public and private sector financing. We believe that improving energy efficiency and decentralising electricity allows individuals to keep their bills low. We believe that a path to Property Zero: carbon neutrality for UK housing is possible by 2050. […]
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Client Spotlight: Triple Point REIT
“We haven’t come across anyone in the market who provides the data services for environmental efficiency that Kamma do” We recently sat down with Freddie Cowper-Coles Investment Director at Triple Point REIT, to hear more about how they have used Kamma’s energy efficiency data to get a more complete picture of their properties’ energy efficiency […]
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What is transition risk and how to manage it?
Where does the term come from? On 6th April, 2018, Mark Carney gave a speech to the International Climate Risk Conference for Supervisors in Amsterdam, Netherlands. He titled it “A Transition in Thinking and Action” and used the opportunity to define the major risks linked to climate change. The increased risks from natural disasters and […]
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Missing the (SAP) point: why the debate over the link between energy efficiency and property value is flawed
Does energy efficiency impact property value? This question has been widely discussed during the past few weeks. Recent research from Halifax suggests that properties with a higher energy efficiency rating can achieve an average price premium of up to £40,000. Moving a property from band G to F will on average increase value by 3.8%. […]
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Kickstarting a Green Funding Revolution
Green Securitisations (green RMBS) are worth an estimated £190 billion in the UK, providing the critical funds needed to improve household energy efficiency Existing mortgage loans on EPC grade A and B properties have been analysed in a report by geospatial technology company Kamma, who estimate 3 million homes and £190 billion in existing loans […]
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How to be green without greenwashing
At present, the ESG investment sector is held back by a lack of accurate qualifying data and, partly because of that, a lack of clear definitions of what counts as ‘green’. This creates barriers to those seeking to tap into investor demand with green investment products, whilst those who define their own products as green […]
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Is a green storm coming to the UK?
On the 4th June GlobalCapital broke the news that Kensington Mortgages had announced the UK’s first ever green Residential Mortgage-Backed Securitisation (RMBS), some five years after the world’s first launched in the Netherlands. The Dutch international cooperative bank Obvion, is a subsidiary of Rabobank – the Netherlands largest mortgage lending business, with a lending portfolio directed […]
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- Webinar: Kickstarting your Property Zero Strategy – Mortgage lenders
  On the 24th of February Kamma hosted a webinar for mortgage lenders and housing providers covering topic including: The Path to Net Zero (or as we like to call it – Property Zero) for UK Homes New regulatory responsibilities and risks for large portfolio owners Cost-effective ways to support tenants to reduce heating bills […]
  Read more